KO18’s
Virtual IBAN
Virtual IBAN
vIBAN - Autoconversion
KO18 Off-Ramp
Seamless Stablecoin to Bank Transfers
Seamless Stablecoin to Bank Transfers
KO18’s vIBAN Off-Ramp feature allows users to convert stablecoins into fiat and receive funds directly in their bank accounts, with zero manual steps. Using wallet-based auto-routing, KO18 makes off-ramping fast, automated, and borderless.
Supported Currencies
Payment Rails
From Wallet
to Bank Instantly
to Bank Instantly
KO18 enables quick and secure conversion of stablecoins to fiat across multiple blockchains. By linking wallet addresses to predefined rules, incoming stablecoin funds are instantly converted and sent directly to a connected bank account — with zero manual steps.
Crypto to Fiat Flow in 3 Steps
in 3 Steps
in 3 Steps
1
vIBAN Assigned
Henry is assigned a unique vIBAN.
2
Rule Setup
Fiat: EUR → Stablecoin: USDC → Blockchain: Ethereum → Wallet Address.
3
Funds Sent
Henry sends €900 from his banking app to the vIBAN.
Start Buying & Selling Crypto
Trade your favorite cryptocurrencies quickly,
securely, and hassle free anytime, anywhere.
securely, and hassle free anytime, anywhere.






