KO18’s
Virtual IBAN
Virtual IBAN
vIBAN - Autoconversion
Your security
is our top priority at KO18
is our top priority at KO18
Your Security is Our Top Priority
At KO18, your money and personal data are safeguarded by the most advanced technologies and global compliance standards. We believe that trust begins with transparency and end-to-end protection.
Automated
Fiat On-Ramp
Fiat On-Ramp
Convert fiat currencies (USD, GBP, EUR, BRL, ARS, MXN etc.) directly into stablecoins (e.g., USDC, EURC) using automated systems.
vIBAN
Technology
Technology
Your own dedicated virtual IBAN
Each user gets a unique vIBAN for fiat deposits. Incoming transfers are automatically identified and processed.
Auto
Conversion Rules
Conversion Rules
Funds, rules, and automation.
Deposits are instantly converted to crypto based on predefined conversion rules – no manual action needed.
Direct
to Wallet
to Wallet
Stablecoins go straight to your wallet
Converted funds (e.g., USDC) are delivered directly to your designated crypto wallet - ready for use.
Supported Currencies
Payment Rails
Smart Fiat to
Stablecoin Transfers
Stablecoin Transfers
Help users seamlessly convert fiat (e.g., EUR) into stablecoins (e.g., USDC, EURC) across multiple blockchains using automated, user-specific rules.
👤1st / 3rd party sender
💳Client A*
dedicated IBAN
dedicated IBAN
USDC
❄️
KO18
business wallet
business wallet
💼
External wallet
Fiat-to-Crypto
Flow in 5 Steps
Flow in 5 Steps
1
vIBAN Assigned
Henry is assigned a unique vIBAN.
2
Rule Setup
Fiat: EUR → Stablecoin: USDC → Blockchain: Ethereum → Wallet Address.
3
Funds Sent
Henry sends €900 from his banking app to the vIBAN.
4
Auto-Conversion
The system converts and delivers 1,000 USDC to Henry’s wallet.
5
Reuse Anytime
The same vIBAN can be reused with the same rule.